Other financial service activities, except insurance and pension funding activities
Group Number: 649

This group includes nancial service activities other than those conducted by monetary institutions. This group excludes: — insurance and pension funding activities, see division 65

Available Business Activities:
Financial leasing
Activity Number: 6491

This class includes:

  • Leasing where the term approximately covers the expected life of the asset and the lessee acquires substantially all the benefits of its use and takes all the risks associated with its ownership. The ownership of the asset may or may not eventually be transferred. Such leases cover all or virtually all costs including interest.

This class excludes:

  • Operational leasing, see division 77, according to type of goods leased
Other credit granting
Activity Number: 6492

This class includes:

  • Financial service activities primarily concerned with making loans by institutions not involved in monetary intermediation, where the granting of credit can take a variety of forms, such as loans, mortgages, credit cards etc., providing the following types of services:
    • Granting of consumer credit
    • International trade financing
    • Provision of long-term finance to industry by industrial banks
    • Money lending outside the banking system
    • Credit granting for house purchase by specialized non-depository institutions
    • Pawnshops and pawnbrokers

This class excludes:

  • Credit granting for house purchase by specialized institutions that also take deposits, see 6419
  • Operational leasing, see division 77, according to type of goods leased
  • Grant-giving activities by membership organizations, see 9499
Other financial service activities, except insurance and pension funding activities,
Activity Number: 6499

This class includes:

  • Other financial service activities primarily concerned with distributing funds other than by making loans:
    • Factoring activities
    • Writing of swaps, options and other hedging arrangements
    • Activities of viatical settlement companies
  • Own-account investment activities, such as by venture capital companies, investment clubs etc.

This class excludes:

  • Financial leasing, see 6491
  • Security dealing on behalf of others, see 6612
  • Trade, leasing and renting of real estate property, see division 68
  • Bill collection without debt buying up, see 8291
  • Grant-giving activities by membership organizations, see 9499
  • Hospital activities, see 8610
  • Medical and dental practice activities, see 8620
  • Nursing care facilities, see 8710
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